Manage your business finances online or with our mobile app, with tiered access control based on employee roles.
Farmers and Mechanics is part of two surcharge free networks. ATMs eligible for this benefit can be found using the following locators:
Note that fees may apply at other financial institution ATMs.
Checking Accounts
With competitive interest rates, superior service, and up-to-date technological features, our checking accounts provide you with an excellent product for managing your finances.

Commercial Analysis
- Full online banking access
- Electronic Statements
- 15¢/item transaction fee
- Remote Capture-$5/month
- $10/month maintenance fee
- $8.50 wire fee

Business Interest
- Electronic statements
- $10 monthly fee waived with average daily balance of $10,000 or more
- Sweep to other FAMF accounts
- First 150 transactions free, 25¢/transaction thereafter

Basic Business
- No monthly fee with less than 150 transactions
- Online banking with bill pay
- Electronic statements
- First 150 transactions free, 25¢/transaction thereafter
Savings Accounts
Farmers and Mechanics offers a variety of savings products to fit your every need.

Business Savings
- Interest earned
- $5 monthly maintenance fee waived with average daily balance of at least $2,500
- Eligible for sweep into account
Business funds, on hand.
Use your Business Debit Card to access your business account wherever you are.

A card for all of your expenses.
Use your Business Credit Card for everything you need to better your business.
Learn More